First and foremost;
Nudity is mandatory when you get your own digs! Ah, nothing like coming home from a stressful day during the summer - and sheddin' it "all" off !
Otherwise, what ya do boils right down to income. I'm an all or nothing kinda guy. I've lived in bare-boned places with absolutely damn near zero furniture (no TV even!)... Other times however, I've gone all out with high end toys with lots of decor!